Strategy · Buy & Hold · Long-Term Rental

Buy & Hold Workbench

The straight long-term-rental play. Buy it, finance it, rent it, and hold it — model the cash flow, cap rate, DSCR, and 30-year wealth build all the way through to a sale.
I.

Property

Required
sqft
II.

Purchase & Financing

Required
$
Acquisition price of the rental
%
20–25% typical for a rental
%
yrs
$
Title, escrow, lender fees
Rare for buy-and-hold; leave off for a standard amortizing mortgage
III.

Rental Income

Required
$
Monthly gross rent
$
Pet rent, parking, laundry, etc.
%
IV.

Operating Expenses

Required
$
$
$
$0 if tenant pays
$
$
%
% of effective gross income
%
%
V.

Assumptions & Outlook

Optional
%
%
%
yrs
%
✦ ✦ ✦
Returns Snapshot
Cash flow, cap rate, cash-on-cash, DSCR, and GRM at a glance.
Run Analyze Deal to see the returns snapshot.
✦ ✦ ✦
Cash Flow & DSCR
Monthly P&L from gross rent down to cash flow after debt service.
Run Analyze Deal to see the monthly cash-flow statement.
✦ ✦ ✦
Cash-to-Close Breakdown
Every dollar of capital required to acquire the property.
Run Analyze Deal to see the capital breakdown.
✦ ✦ ✦
Risk Analysis
Where does the deal break? Combined-shock scenarios and single-variable break-even thresholds.
Run Analyze Deal to see stress scenarios and break-even thresholds.
✦ ✦ ✦
Long-Term Wealth Projection
30-year wealth build: equity, cumulative cash flow, ROE, and a final-year sale.
Run Analyze Deal to see the wealth-build chart.