The BRRRR analyzer sizes three refinance LTVs side-by-side, calculates how much capital you recover and how much (if any) cash you walk away with, and projects what the post-refinance hold actually does to your wealth over 30 years.
Every panel is interactive — change the ARV slider, all three LTV scenarios recompute.
Purchase + rehab + closing + carry stacked against ARV. The gap is your equity created — or your overpay warning.
70%, 75%, 80% LTV side-by-side. Cash recovered at each, with the winning scenario highlighted on weighted score.
DSCR at each refi LTV with a 1.20 lender floor. Bars below the line are lender-rejection territory — visible at a glance.
How much of your basis comes back at refi. Green surplus = infinite return; red deficit = how much you leave in the deal.
ARV haircuts × refi rate shocks. Where does the deal still recover capital and where does it fail?
Long-term rent comps from RentCast, ranked against your assumption. Inflated rent assumptions are the most common BRRRR lie.
Post-refi hold projected forward — appreciation, amortization, and cumulative cash flow as stacked compounding sources.
Reverse-solves the deal for the highest purchase price that still recovers capital + hits your DSCR floor. Hero number + binding constraint.
Recovery = ARV × LTV − existing debt − closing compared against all-in basis. Surplus, par, or deficit — labeled clearly.
DSCR 40% · cash recovered 35% · monthly CF 25%. Weights editable. Higher LTV trades cushion for cash — we make the trade visible.
If recovery > basis, you walk with money and the property — green ribbon. Otherwise the deficit tells you what stayed in.
Hard-money or short-term carry accrues as you type. A 9-month rehab at 11% on $200k is $16,500 most underwrites quietly skip.
Sign up free and run your first deal in minutes. No credit card. No setup. Or jump straight into the demo to see what the analyzer does on a worked example.