Single-families, duplexes, house-hacks. Cash flow, cap rate, DSCR and gross yield up front — then break-even thresholds, a recession-combo stress test, and the 30-year wealth build. Not another rent-minus-mortgage calculator.
Every panel is interactive — change an input, the whole report updates.
Effective gross income stepping down to net cash flow. Every deduction is a visible step — nothing hides in a percentage.
NOI ÷ debt service against the 1.20 line most lenders underwrite to — at your rate, and at rate +1pp and +2pp.
Seven combined haircuts — vacancy, rent, rate, expenses, and a correlated recession combo. Green survives, red breaks.
The minimum rent, maximum vacancy, and maximum rate the deal survives — solved by bisection, so you see your cushion in one glance.
Appreciation + principal paydown + cumulative cash flow stacked as three compounding sources, net of selling costs at exit.
Rent growth compounding away from expense growth. The gap between year 1 and year 30 is why investors hold.
Down payment, closing costs, and reserves — where every dollar of cash-in goes, so CoC is computed on the real number.
Cash-on-cash, cap rate, gross yield, and DSCR — tiered with verdicts, exactly like the analyzer's KPI cards.
DSCR = NOI ÷ annual debt service. Verdicts tier at 1.25 / 1.05 / 0.90 — the same bands a lender's credit desk uses, not a vibe.
The minimum rent that keeps cash flow ≥ 0, the maximum vacancy it tolerates, and the maximum rate that keeps DSCR ≥ 1.20 — each solved numerically.
Rent −8% · vacancy +5pp · rate +1pp · expenses +10% hit together — not one at a time. Single-variable stress tests lie.
Appreciation, principal paydown, and cumulative cash flow tracked separately for 30 years, then netted against selling costs at exit.
Sign up free and run your first deal in minutes. No credit card. No setup. Or jump straight into the demo to see what the analyzer does on a worked duplex.